Medigap Plan G vs. Plan N — Nevada 2026

Nevada's most popular Medicare Supplement plans compared side by side. Especially valuable for snowbirds who need nationwide doctor access.

Medigap Plan G

Maximum Coverage · Most Popular

Covers virtually all out-of-pocket costs after the annual Part B deductible.

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Part A Coinsurance & HospitalCovered — up to 365 additional days

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Part B Coinsurance/Copay100% covered

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Blood (First 3 Pints)Covered

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SNF CoinsuranceDays 21–100 covered

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Part A Deductible ($1,736)Covered

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Part B Deductible ($283)NOT covered

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Part B Excess Charges100% covered

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Foreign Travel Emergency80% covered

Best For: Max predictability. Pay $283/year deductible — Plan G covers the rest. Ideal for Nevada snowbirds who travel.

Medigap Plan N

Lower Premium · Small Copays

Offers lower monthly premiums with small copays for some services.

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Part A Coinsurance & HospitalCovered — up to 365 additional days

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Part B Coinsurance/CopayExcept up to $20/office, $50/non-admitted ER

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Blood (First 3 Pints)Covered

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SNF CoinsuranceDays 21–100 covered

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Part A Deductible ($1,736)Covered

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Part B Deductible ($283)NOT covered

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Part B Excess ChargesNOT covered

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Foreign Travel Emergency80% covered

Best For: Healthy, active Nevadans wanting lower premiums. Save $30–$60/month with small copays.

Call for a Plan G vs. N Comparison — (702) 706-6564

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Written and reviewed by Darin Weidauer — licensed Nevada insurance agent (NPN 18580338), Gerontologist (USC Davis School of Gerontology), MBA, Registered Social Security Analyst, and 22-year U.S. Air Force veteran. Independent and appointed with 10 Nevada carriers.Last reviewed September 2, 2026. Plan availability, benefits and costs change every plan year — verify current details at Medicare.gov or 1-800-MEDICARE.